General
All products and services of the SME Credit
Bureau herein provided are subject to the terms and conditions
of the applicable agreements governing their use. These terms
and conditions are meant to regulate your access to this website
and they are to be read together with the applicable terms
and conditions governing any transaction(s), product(s) and/or
service(s) provided in this website. In the event of conflict
between these terms and conditions and the terms and conditions
governing the relevant transaction(s), product(s) and/or service(s)
provided herein, the latter will prevail.
The information, material, functions and
content provided in the pages of the website may be changed
from time to time with or without notice at SME Credit Bureau's
absolute discretion. Your continued access or use of the website
and/or the services provided herein subsequent to any such
change will be deemed as your acceptance to those changes.
Copyright
Unless otherwise indicated, the copyright
in this website and its contents, including but not limited
to the text, images, graphics, sound files, animation files,
video files, and their arrangement, are the property of the
SME Credit Bureau, and are protected by applicable Malaysian
and international copyright laws. No part or parts of this
website may be modified, copied, distributed, retransmitted,
broadcast, displayed, performed, reproduced, published, licensed,
transferred, sold or commercially dealt with in any manner
without the express prior written consent of the SME Credit
Bureau.
You also may not, without the SME Credit
Bureau's expressed prior written consent, insert a link to
this website on any other website, frame or "mirror"
any material contained on this website on any other server.
Any such unauthorised reproduction, retransmission
or other copying or modification of any of the contents of
the SME Credit Bureau’s website may be in breach of
statutory or common law rights which could be the subject
of legal action.
The SME Credit Bureau disclaims all liability
which may arise from any unauthorised reproduction or use
of the contents of this website.
Trademarks
All trademarks, service marks, and logos
displayed in this website are the property of the SME Credit
Bureau and/or their respective third party proprietors as
identified in the website.
Unless the prior written consent of the SME
Credit Bureau or the relevant third party proprietor of any
of the trademarks, service marks or logos appearing on the
website has been obtained, no license or right is granted
to any party accessing this website to use, download, reproduce,
copy or modify such trademarks, services marks or logos. Similarly,
unless the prior written consent of the SME Credit Bureau
or the relevant proprietor has been obtained, no such trademark,
service mark or logo may be used as a link or to mark any
link to the SME Credit Bureau's website or any other site.
Exclusion of Liability
The SME Credit Bureau and/or its partners
herein shall in no event be liable for any loss or damages
howsoever arising whether in contract, tort, negligence, strict
liability or any other basis, including without limitation,
direct or indirect, special, incidental, consequential or
punitive damages, or loss profits or savings arising in connection
with your access or use or the inability to access or use
this website (or any third party link to or from the SME Credit
Bureau's website), reliance on the information contained in
the website, any technical, hardware or software failure of
any kind, the interruption, error, omission, delay in operation,
computer viruses, or otherwise.
This exclusion clause shall take effect to
the fullest extent permitted by law.
Indemnity
You hereby irrevocably agree to indemnify
and keep indemnified the SME Credit Bureau from all liabilities,
claims, losses and expenses, including any legal fees that
may be incurred by the SME Credit Bureau in connection with
or arising from (1) your use or misuse of this website and
the services provided herein, or (2) your breach of these
terms and conditions howsoever occasioned, or (3) any intellectual
property right or proprietary right infringement claim made
by a third party against the SME Credit Bureau in connection
with your use of this website.
Termination
The SME Credit Bureau reserves the right
to terminate and/or suspend your access to this website and/or
your use of this website at any time, for any reason. In particular,
and without limitation, the SME Credit Bureau may terminate
and/or suspend your access should you violate any of these
terms and conditions, or violate the rights of the SME Credit
Bureau, of any other user, or of any third party.
Miscellaneous
The failure of the SME Credit Bureau to exercise
or enforce any right or provision of these terms and conditions
shall not constitute a waiver of such right or provision.
If any part of these terms and conditions
is determined to be invalid or unenforceable pursuant to applicable
law, then the invalid and unenforceable provision will be
deemed superseded by a valid, enforceable provision that most
closely matches the intent of the original provision and the
remainder of the other provisions of the terms and conditions
shall continue in full force and effect.
Any rights not expressly granted herein are
reserved.
Law and Jurisdiction
These terms and conditions are governed by
and are to be construed in accordance with the laws of Malaysia.
By accessing this website and/or using the services provided
herein by the SME Credit Bureau, you hereby consent to the
exclusive jurisdiction of the Malaysian courts in Kuala Lumpur,
Malaysia in all disputes arising out of or relating to the
use of this website.
The SME Credit Bureau makes no representation
that the materials, information, functions and/or services
provided on this website are appropriate or available for
use in jurisdictions other than Malaysia.
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