The materials and information in this website, including but not limited to services, products, information, data, text, graphics, audio, video, links or other items, are provided by the SME Credit Bureau on an "as is" and "as available" basis. The information contained herein is compiled based on the latest information available to the SME Credit Bureau at the time of compilation. References to material and information contained in the website include such material and information provided by third parties.

The SME Credit Bureau, their staff and the writers of the articles, shall not be responsible nor liable for any action or decision taken in reliance on the information contained in this website. Information accessed through this site is provided 'as is' and without any warranties, expressed or implied. The opinions expressed by the writers of the articles are their own, and do not necessarily represent the opinions of the SME Credit Bureau.

The SME Credit Bureau does not make any express or implied warranties, representations or endorsements including but not limited to any warranties of title, non-infringement, merchantability, usefulness, operation, completeness, currentness, accuracy, satisfactory quality, reliability, fitness for a particular purpose in respect of the website, the material, information and/or functions therein and expressly disclaims liability for errors and omissions in such materials, information and/or functions. Without derogation of the above and/or the terms and conditions of the applicable agreements governing all the products and services of the SME Credit Bureau, reasonable measures will be taken by the SME Credit Bureau to ensure the accuracy and validity of all information relating to transactions and products of SME Credit Bureau Enterprise.

Further the SME Credit Bureau does not warrant or represent that access to the whole or part(s) of this website, the materials, information and/or functions contained therein will be provided uninterrupted or free from errors or that any identified defect will be corrected, or that there will be no delays, failures, errors or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

The materials, information and functions provided in this website shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

You shall be responsible to evaluate the quality, adequacy, completeness, currentness and usefulness of all services, content, advice, opinions and other information obtained or accessible through the website; further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information.